Monthly Archives: March 2018

Housing Assistance for Low-Income Families

Housing Assistance for Low-Income Families

Many low-income families require assistance with affordable housing, and programs and policies that fulfill these needs help many people realize their lifelong dream of being a homeowner. Before one applies for public housing assistance programs in Dallas, some important points should be remembered.

The American government helps in providing affordable and sustainable housing to low-income families by giving them considerably decent rental accommodation as part of public housing programs. There are an estimated number of almost a million households that have been aided by Federal funds. The HUD or the -Department of Housing and Urban Development- looks after these housing assistance programs for low-income families. There are a number of HA or Housing Agencies that manage these assistance programs. Providing affordable housing to low-income families is a stabilizing attempt made by the US government, to have balance in the social structure.

At the time of the Great Depression, many Americans were left with almost no money which was the result of widespread unemployment. This was the time when housing help was first provided to low-income families.

Criteria of eligibility: In order to make sure that the public aid is going to really needy applicants, and the grant of aid is not being abused in any way, the HA decides on the eligibility of the applicants based on a criterion. The gross annual income of an applicant has to be either 50% of AMI or Average Median Income, or 80% of AMI. Those whose income is 80% of AMI belong to the -low-income- category while those whose salary is 50% of AMI belong to -very low-income- category.

If you are looking for quality and affordable housing, you can browse the internet where you will find a number of websites of housing authorities that assist low-income families by providing them with safe and decent houses. Get all information before you invest.

About the Author:
Made up of more than 300 organizations and individuals, The North Texas Housing Coalition, Inc (NTHC) is a 501(c) (3) HUD-certified counseling agency. It works to improve and increase affordable housing in the North Texas region.

Noida – An Excellent Option Residential Homes Investment

Noida – An Excellent Option Residential Homes Investment

Noida as a potential residential home location is actually quite a good choice considering its strategic location. Noida is definitely an excellent option for those who are looking to settle down close to Delhi, the national capital. Delhi, being the capital city is quite important from both commercial as well as cultural point of view. And to stay in touch with all major events going on or coming up in Delhi, you better settle down close to NCR.

Noida is well connected to every important location in NCR either through road, or through Metro. The DND flyover reduces the distance from Noida to Delhi quite significantly hence reducing the traveling time for the commuters and making life much easier for them. The metro facility is quite a boon for office goers who travel to far off distances from their homes for their daily jobs. Greater Noida is also quite close thanks to the Yamuna Expressway which has wide and clean roads. The city’s infrastructure is quite well planned by its well managed city administration.

Considering all the positives of settlement in Noida, it has now become a preferred city where one can book their own residential properties in Noida and settle down. Even for people having a budget constraint, there are quite a good number of options in Noida as well as Noida extension. Residential apartments in Noida are quite affordable as compared to similar properties in Delhi. Since the beginning of the real estate development in the Noida city, a number of developers have initiated residential projects with a view to meet the growing demands for the affordable homes by people in all class. A number of organized housing societies have been planned to bring an overall improvement in living style along with the improved comfort levels. Developing a well planned township is quite a challenge while causing minimum damage to the environment. Using latest techniques of construction as designing earthquake resistant structures have proved to be quite a significant achievement in effective disaster prevention and management.

For low budget options, there are a number of projects offering 1,2 and 3 BHK flats in Noida Extension which are quite a deal considering Noida Extension is also quite close to Noida and the living environment is much cleaner and greener which most of the home buyers would prefer as one of their priorities in the list of must haves in a property. Residential plots in Noida Extension are another option for settlement plans. You can book your own plots here and start construction as and when you wish to. In fact, this has emerged as a popular option for people who cannot invest a big amount immediately.

There are a lot of positives in Noida real estate market, all you have to do is identify the right option and make a suitable decision which would benefit your coming generations.

Management Colleges For Mba In Architecture Designing

Management Colleges For Mba In Architecture Designing

A profound understanding of management courses with that of architecture course is essential for bringing forth the best of architecture into the business line. While for the most part, architecture is a blend of science and art, business pertains to bringing this art to the line where its creativity is admired and kept to its highest terms. The difference between potentially good trades as opposed to a fallacious trade-off can only be brought through appropriate management courses. It would be a good practice for an architect to opt for mba courses in order to gain the maximum from their respective architecture course.

Not only does professional mba courses is responsible for helping an architecture major to develop the necessary trading skills but it also helps in giving the person a better gist about the skills that are essential to turn the architecture course into a prominent business venture. MBA coaching classes are often beaming with the necessary skills that could turn a graduate from an architecture college into a prominent business magnate. Most of the courses include detailed analysis of the contemporary practices in the architecture as well as the management industry to bring forth the best of both the fields into one.

A typical business school offering management courses for architecture would include subjects that talk about management behaviour and processes pertaining to it. Furthermore, the course would include managerial economics, as well as the basics relevant to accounting to help architects discover the business potential that architecture has in the current times- things that an architecture college would miss out on. The papers also include managerial communication, the key to impress clientele and increasing the business ventures for the company. Furthermore, the management courses also deal with the business laws and ethics that make a business stand out from the others. It should be understood that architecture is all about the elements of designing, which is why the mba courses pertain to the space planning, as well as project management in order to bring forth the best results for the clientele.

Management would vary as per the real estate projects that come by. For instance, a housing project would require a different management approach as opposed to that of commercial projects. Management courses make sure that every aspect of architecture course is dealt with the elements of management. The integration of management along with architecture comes with equal opportunities to turn ones luck. Architects would require effective mba coaching classes in order to open themselves to the rules of management to carve out a specific place in architecture- a varied and yet a complementary association.

Omaxe Group Has an Immense Amusement within its Group Housing Societies of Greater Faridabad

Omaxe Group Has an Immense Amusement within its Group Housing Societies of Greater Faridabad

If someone has an interest to buy property in Faridabad then definitely he would be willing to have property in Greater Faridabad sector. If we talk about Greater Faridabad only you would be interested to know the features of the project and the exact looks of your home like after construction how it will look like. You will be having curiosity to know what would be the internal features and external amenities, how will be the environment or society, provision for water supply, electricity and security. Last but not least, most importantly location benefits and transportation advantages are found easily within close proximity. Hence, we can have numerous reliable, successful and fully featured residential and commercial projects in Neharpar area wherein today we are targeting a renowned developer named by Omaxe Group and its renowned projects.

Omaxe Heights Faridabad is group housing residential project launched by Omaxe Group at sector-86 in Greater Faridabad area. The project is spread over in approximate 40 acres of land and having approximate 2000 residential units overall. The project comes with 2 Bhk, 3Bhk and 4+servant room in variant area sizes of 1205, 1525 and 2350 sq. ft. respectively. The project has been offered to residents. It is having close proximity with sector-14 and 15 that are the posh sectors of Faridabad and deliberately located on 45 meter Faridabad-Noida road.

Omaxe Spa Village Faridabad is a high rise residential project located at sector-78 in Greater Faridabad. The project comprises 3 Bhk, 3Bhk along with servant room and 4 Bhk comprising variant area sizes 1600, 1900 and 2350 sq. ft. respectively. The project comprises with so many lavish amenities like Hi-tech gymnasium, snooker, billiards, pool, steam, Jacuzzi, tennis court, snooker, steam, swimming pool, club house, park, green area etc. The possession of the project is expected in the year 2013. The project is located very near to commercial sector-79 which increases the project value.

Omaxe Forest Spa is high-end, lavish residential development of Omaxe Group at Surajkund road. The project has very nice location due to having close vicinity with posh South Delhi and it is having less prices comparatively South Delhi. The project has come up with 4 Bhk along with servant room in three different area sizes like 2520, 3025, 4025 sq. ft. area respectively. The possession of the project is expected in the year 2014. Apart from these, there are capacious and lavish penthouses also which gives extra pleasure and enjoyment to the resident.

Stated income and no income no asset mortgages making a resurgence after 5-year hiatus

Stated income and no income no asset mortgages making a resurgence after 5-year hiatus

After disappearing from the mainstream mortgage market for nearly 5 years, stated income and no income mortgages are finally making a comeback.

You may remember stated income loans – these are the ones in which borrower state their income on the loan application but are not required to provide supporting documentation such as tax returns, paycheck stubs or W-2s.

Primarily used by business owners with generous write-offs up until late 2006, stated income loans are now available for both self-employed and W-2 employees. The general guidelines for stated income loans are as follows:

Up to 70% loan-to-value Loan amounts up to $1,000,000 Minimum credit score of 700 Property must be located in California Debt-to-income ratios not to exceed 40% Property must be the borrower’s primary residence Purchase, rate and term refinance, or cash out refinance allowed Single-family homes, condominiums, townhomes and 2-4 units properties The income stated must be reasonable in relation to the position of employment No tax returns, W-2, paycheck stubs, or 4506-T are required Borrowers must be U.S. citizen or permanent residents Self-employed or W-2 employees allowed

Unlike a stated income loan, where the borrower is required to state their income, on a no income mortgage the income section of the loan application is left blank and the borrower’s debt-to-income ratios are not calculated.

No income mortgages are available for both self-employed and W-2 employees, and may be used to purchase or refinance a primary residence, second home, or investment property. The general guidelines for no income mortgages are as follows:

Up to 65% loan-to-value Loan amounts up to $2,000,000 No minimum credit score required Property must be located in California Borrower may finance up to 3 properties under this program Purchase, rate and term refinance, or cash out refinance allowed Single-family homes, condominiums, townhomes and 2-4 units properties allowed Primary residence, second home or investment properties allowed No tax returns, W-2, paycheck stubs, or 4506-T are required Income section on the loan application is left blank Debt-to-income ratios are not calculated Self-employed or W-2 employees allowed Borrowers may be U.S. citizens, permanent residents, or foreign nationals

This is the perfect opportunity for people who are unable to qualify for a traditional full documentation mortgage to purchase or refinance a primary residence, second home or investment property.

For more information on stated income or no income mortgages, call Lenderline at 1-888-661-7888 or go to for more loan programs.

Duck Housing – Creating the Best Shelter For Your Ducks

Duck Housing – Creating the Best Shelter For Your Ducks

It is very important to have well-built, predator-proof duck housing in place before you even consider getting or adopting these fine aquatic creatures.

There are several important points to consider.

Ducks need protection from predators and other elements. All six sides of the duck housing that you will build should be predator-proof. The floor should also be considered as most predators will dig to get to your duck for food. You may use a hardware cloth with an opening of 1″ or smaller to make sure that these beauties are kept out. Plastic composite sheeting can be used as the top and base of the duck house. If you have a strict budget, you may consider using water-proof plywood for the top panel.

The duck house should be well-built as many big predators can turn simple wire cages with no trouble. A strong wooden or metal frame would be an excellent choice.

Your duck housing should also shelter your waterfowls from the outside weather.

Even if they have lots of feather to keep them warm, ducks need protection from extreme heat and cold. You don’t have to build a new or fancy shelter.

The shelter need not be new or fancy, just practical. Ducks will not really care if the style of their house is made out of recycled wooden pallets – they simply need shelter from the elements and predators.

The base needs to have a floor that is trouble-free for their webbed feet, is easy to maintain and still provides protection from predators. You can use a buried galvanized cloth for the base.

Since ducks are fond of water, building their house near an open pond can also be considered. There duck house should be strategically placed nearby so they can access it easily to keep them dry. Some people use floating canopies or small houses for their duck housing. Using this modified housing lets your ducks waddle outside if they want to swim in water. The only problem with this kind of shelter is the number of ducks that you can house on each shelter. Some miniature houses can only house one duck. You should consider other options if you have a large flock.

You should make sure that the duck housing you build provides the needs of your duck. Also consider the expenses as well as the maintenance for the different types of shelter you will use before actually selecting one.

Vasathi Housing celebrates International Women’s Day

Vasathi Housing celebrates International Women’s Day

Women employees of Vasathi Housing spent a day with the underprivileged children to make their day special Vasathi Housing celebrated Women’s Day with the children of the construction workers at the crche facility -Bricks to Books-, the CSR initiative of Vasathi. The unique initiative -Adwitiya – You Are the One- was aimed at reaching out to the underprivileged children and bringing streaks of joy to their day through various activities- song and dance sessions, painting competition, theatrical frolics and recitations.

P. V. Ravindra Kumar, CEO, Vasathi Housing Ltd., said, -Vasathi Housing has 40 % women employees and their contribution to the growth of the company is invaluable. They chose this day to spread their love and knowledge with the underprivileged children and bring smiles to their faces.-

In words of Sravani, one of the kids at Bricks to Books, -We had a great time today. We got toys, chocolates, picture books, crayons and played games. All of us sang songs and recited poems together. We also had a drawing competition where all of us were declared winners at the end!-

More about Vasathi Anandi:

Vasathi Anandi is a premium gated community with high end amenities spanning a generous 5 acres of land area. With all modern amenities and recreation facilities of a self-contained green residency, the project is located just 2 km from APPA Junction on Outer Ring Road. With Gachibowli -13 km, Banjara Hills -12 km, Mehdipatnam -7 km and Shamshabad International Airport only 14 km away, the key areas are well within reach. Vasathi Anandi has 483 Studio/1/2/2+Study/3 BHK apartments that are aesthetically designed, spacious and Vastu compliant.

About Vasathi:

Vasathi Housing Limited is an ISO 9001:2008 certified organization that is committed to excellence and on time delivery. Established in the year 2009, Vasathi has acquired a prominent position in a short span of time through building energy efficient and environment friendly residential projects. Vasathi Housing offers lasting value, with an emphasis on contemporary designs, optimized layouts and cutting-edge technologies.

Vasathi is one of the few players in South India that offers third party quality inspection by BUREAU VERITAS to ensure highest quality standards. Dedicated to be green compliant, Vasathi homes are designed as per LEED*guidelines.

Vasathi strongly believes in honoring its commitments. The company is committed to deliver all its projects on time as it understands the financial impact of delay on the customer.

*LEED stands for Leadership in Energy and Environmental Design

For more information please visit:

Media Contact: Srinivas Bangaru Deputy Manager – Corporate Communications Vasathi Housing Ltd. 8297001228/994908274 srinivas.

The Housing Market – Where We Stand At The Present

The Housing Market – Where We Stand At The Present

Bearing in mind a number of years of dejecting info from the U.S. housing marketplace, this months figures continues to be varied. Is recuperation truthfully in the works? Lets look at what the statistics state:


According to figures from real estate property data company RealtyTrac, foreclosures during January ended up being down, the second sequential month-to-month drop. The national foreclosure rate dropped to one in every 400 U.S. households, defining a 10 percent deterioration from December.

RealtyTrac was not certain this really is a true sign of recovery though.

January foreclosure numbers are flashing a blueprint exceptionally comparable to a year ago. A double-digit percentage surge in December foreclosure action followed by a ten pct plunge in January. If history repeats itself we will see a increase in the facts over the next few months as lenders foreclose on delinquent mortgages where neither the current loan modification packages or the latest short sale and deed-in-lieu of foreclosure alternatives works.

Home Sales

Existing home sales ended up down once more in January, diminishing 7 percent from December, according to facts from the National Association of Realtors. As per the Census Bureau, new home sales attained an all-time record low within January, tumbling 11.1 % with a seasonally adjusted annual pace of 309,000 units. That’s the lowest rate of gross sales on record. Foreclosed properties in addition to short sales continue to attract more individuals than the higher prices of new properties.

Fannie Mae

The government-sponsored unit, which is under government jurisdiction since September 2008, recently announced it will eventually need another $15.3 billion in bail out capital from taxpayers. Fannie Mae, one of the biggest mortgage finance businesses within the nation, had $216.5 billion worth of non-performing, toxic loans on its books as of December and just divulged total 2009 losses of $74.4 billion dollars. Fannie and Freddie Mac have been instrumental in getting deficient mortgages out of the investment markets.

Interest Rates

Finance rates stayed down for the whole month of February, but there is a great deal of talk concerning what will come to pass once the Federal Reserve stops purchasing mortgage-backed securities at the end of March. Most experts say the laws of supply and demand hint rates will probably go up, conceivably by a half to a full %. Nevertheless, according to current statements by officials, there may be reason to believe the Fed as well as the Obama Administration are completely willing and prepared to step back in to aid the us housing market if rates do begin to get higher, which would in turn bring lower rates once more.

Despite the fact that no one is likely to say the residential real estate market is back to normal, things are at the least better than they have been through some periods over the past two years. The question is if they will continue to develop or head south again.

Apartment branding helps multi-family housing to thrive

Apartment branding helps multi-family housing to thrive

Apartment branding helps multi-family housing with advertising and promotions. Like many other types of products, people cannot wait for customers and clients to come to them. There should be a concrete plan in place for promotions for any company that handles rental units.

Most people are accessing the Internet to look for goods and services of all kinds. Rental housing is no exception. Units that are not appropriately marketed stand to have higher vacancy rates than others that have taken steps to promote. For some people, this may seem like an impossible task if they attempt to do it themselves. While putting together a website is something that a lot of people can do, this does not mean that it will look professional or it will rise in the search rankings. Complexes that have a lot of units need to have a site that is professionally crafted, shows the units to their best advantage and is easy to navigate. People are looking for specific things and they want to find them quickly.

Good promotion is about putting the best impression possible out there. Sites need to have visual appeal with good photos of the interior and exterior features. There also needs to be information that is easy to access about floor plans, features in the city or community that are nearby such as schools, shopping or restaurants and transportation information. Professional apartment branding can help identify what is important to include.

Working with a professional team for advertising these types of properties can help in ways that people don’t always think about. Most of these companies can do market analysis to find out about the competition in the area is and what methods those properties are using for promotion. This can help the client use that information to its benefit but also fill in any gaps for information for tenants. In areas where there is a high vacancy rate and many units available, the right information can mean the difference between filling vacancies and having units sit empty.

Giving a complex the right image to attract clients is important. Most people are looking for a place that has a certain aura to it and one that they can easily visualize themselves living in. This can be family-oriented, active lifestyle, a friendly, party oriented community, luxury units or almost any other type of impression. Each place will have to be promoted in such a way as to draw the most prospective tenants possible. Finding the right resources for apartment branding is important because of this.

For more information about apartment branding, please visit our website.

Creating An Indoor Or Outdoor Pet Memorial Garden

Creating An Indoor Or Outdoor Pet Memorial Garden

You can connect to the healing process by creating a pet memorial garden dedicated to your beloved pet. Losing a family dog, cat, or other pet can cause feelings just as strong as when we lose our human companions to death. Finding ways to cope is essential to moving through the grieving process. By creating an indoor or outdoor space in memory of your pet, you are sure to find greater peace as you contemplate positive memories that you shared with your loved one.

The first step in creating a memorial space is to determine whether it would be better suited indoors or outdoors. People who live in apartments or other dwellings without a private backyard will find that they can create a small indoor garden using a planter box or a large plant container. If you have a small porch space, you can place several plant containers in a dedicated space, and add a memorial stone that includes your pets name for a personal touch.

If you do have a private outdoor space, you will find that there are endless opportunities for creating a memorial garden. You may already have a garden space in which you can put a memorial stone, a bench that has been engraved with a special poem that reminds you of your beloved pet, angel figurines, or other objects that honor your pet.

You can also start from scratch with an outdoor space by planting a memorial tree with a stone engraved with your pets name near the tree. This will offer a living tribute to your pet.

Adding wind chimes, hanging your pets tags from a tree, using engraved memorial stones, or putting a framed picture of your pet near your indoor memorial garden are all beautiful ways to remember your pet. No matter what methods you use to honor your pet, create a unique space that speaks to you and that helps you to remember your pet with fond memories.

Whether a newly planted tree, an existing tree, indoor potted plants, an outdoor garden, or any other dedicated space for your pet memorial, you will find that tending to that space offers you solace and a place to honor your special friend. Helping your indoor or outdoor garden grow will also assist you in working through the grieving process. Many families have found that their family members, young and old, are helped through their own process of grieving when they are able to honor their deceased pet with a memory garden.